Emily:

I am 5' 3" with very short legs and a short reach and I ended
getting a 51 cm Trek. I also thought I would need to change out the stem however my husband turned the bars back a little and it made a huge difference. The standover height on my Trek is about 2cm taller than my Terry Precision, and the reach is identical
to my Terry. This Trek is truly the bike of my dreams. I have never had a bike that performs this well from the get go. I hear you on the money thing...it took me a long time to make this decision, but I am very happy I did. Bottom line: It's worth the money if you are comfortable on the bike...we work too hard not to have simple pleasures.

I did buy new shoes today...I got a pair of Sidi's which are much stiffer and not causing so much pain in my arch's! I can't wait to ride in them tomorrow We are hving beautiful weather here for riding!!

Karen