Taller than you, but also short arms and back. While my go-fast bike is custom (save them pennies), I also ride a Surly Pacer for winter riding and rainy summer days. I spent a little under $1K for the bike.

My Pacer is a teeny-tiny frame (52cm) with a huge seatpost and a stem extender (raises the bars up, not pushes them out--I need the short top tube). The bike handles fine although it looks rather peculiar. In fact the Surly handles for me better than my first road bike.

I used to ride a 60cm frame and was terribly uncomfortable (can you say back pain?). A wise, older mechanic told me that I was a classic case of why fitting by leg length is stupid. You can always raise the seat and handlebars, but you can't do anything if the bike is just too long.

So, my suggestion is find a shop that will do a fitting focusing on reach, not height. It may mean a silly stem extender (oh, the Fred-jeers I get for it), but if the bike is comfortable, you'll ride it more. Also, if you start looking at frames by length, not height, and accept long seat posts and stem extenders, you will open up the possibilities of more lower-end bikes.

Just my 2cents....others may disagree, but it worked for m.