When I commuted by bike to work, I rode in all weather because I had to get to work. I had studded tires for the rare times when I needed them in the mid-Atlantic.

I made an exception for pouring down rain, but that's because I wear glasses and cannot see when it's pouring down rain. So in those cases, I waited for the bus in the pouring down rain! Argh!

Now that I don't have a commute, I ride when it's nice out...I've become rather soft in that regard. I will ride in the cold, however, down to the mid-20sF. But not rainy or sloppy. And in summer, the heat doesn't keep me off my bike, although I'll time my rides earlier in the day. That's just common sense.

I take spinning classes, Pilates, yoga, and tai-chi. I also have a border collie who demands two hour-long walks every day, rain or shine.