The only thing that will stop me from riding is snow and ice. It's amazing how drivers go bezerk here when there's a little bit of snow on the ground. We're not use to having snow and to top it off, our city's snow removal program is not the best. They will plow the main road but not the side road. And because our temperature is always just below freezing, we have the thrawing and re-freezing on the road, making it very dangerous to ride on, or drive on for that matter. The road would have a thin fresh layer of snow but it's packed with black ice underneath. I think I would rather snowshoe to work on those days.

But if your city doesn't have that problem and riding studded tires would help, I would definately try that.

And I find the most important is proper clothing. Warm gloves and headbands are a must for me. AND FENDERS!!! I can't say how much that has helped me staying dry. Who knew front fenders would do so much wonder!