Latelatebloomer,
Thank you so much for the support, every little bit helps :-) :-)

Runnergirl,
Good info, thank you. I will definitely pick up the slicks I was looking at. Specialized Nimbus.

I have a heart rate monitor which I love. It was one the best investments I've ever made. I'll definitely be making sure I'm working up to my THRZ. I'm looking forward to being able to ride to my favorite techno songs.

Cindysue,
Thanks for the support :-) I think I am going to talk to the guys at my LBS, they've been very helpful and supportive. And see if they have any suggestions.