Thanks, Catriona, that's really helpful. I'm not sure Picassa would work for my purposes. My squeeze and I live a few hours apart and want some way to combine all of our photos of our joint adventures so that we can each view them and print them from our respective houses. We also would want to share some of them with family, but we don't want them to be pulled up by anyone googling Bike Friday in Arizona, for example. So if Picassa pulls them from your hard drive, then I wouldn't be able to pull his and he wouldn't be able to pull mine.

I will definitely look into Adorama. I have some really nice photos that I want to print photo-quality and frame and hang on my walls.