What to do about the dog? Give your insurance company alll the details. The Dog Owner admits his dog runs in the street and was chasing riders. He might not believe that he needs to confine his dog, but his insurance will still need to pony up for your medical bills since his dog caused damage when it was running on the street. If your health insurance is anything like mine, they will be happy to shift the payment obligation.

Wishing you a fast healing.