I ride a Terry Isis and LOVE the fit. But, as Karen points out, they are heavy bikes for the size, since they're steel. I recently put the upgraded wheel set (from the Terry web site) and Terry carbon fiber fork on my bike, which helped my speed slightly, but when I pick up my bike and then any of my female riding pals' bikes (which are mostly aluminum, a few ti or carbon), I am amazed at the weight difference! My bike weighs about 23 lbs. with my seat bag (C02 cartridges and injector, two tubes, etc.) and pedals - more with filled water bottles. The titanium Terry is obviously lighter, but $$$$.

At 4'10", skygayle is probably going to need the 16" size, the smallest Terry road bike (assuming you're looking for a road bike - you didn' say). I'm 5'2" with a 28" inseam and ride the second smallest (17.5") size.

Right now I am coveting an Aegis Swift, all carbon, two 650C wheels (only have to carry one tube instead of the two I carry), about 18 lbs, and come in sizes down to 43 cm. But I'll ride my Isis a bit longer since I only got it in Oct. 2002, and wait til I am ready to plunk that kind of money down.

And it's true, some people do comment on Terrys looking weird with the small front tire, but I could care less about that!

Good luck in your selection!

Emily