Insuring your bike against damage, theft

[abejita]

Our insurance agent said that if someone hit the back of the truck while we were carrying the bikes, that the truck insurance wouldn't cover the bikes because it is not a factory installed option. She said that our home owners insurance would cover it...but out deductible is 3K, so it wouldn't really do us any good since we only have about $2300 of bikes. You could probably lower your home owners deductible, but that probably wouldn't be cost effective.

check out this article...they discuss insurance for cyclists at the bottom...

http://bicycling.com/blogs/roadright...ing-insurance/

mary