You may want to look at a Bike Friday. Their design is such that the geometry can easily accommodate shorter riders, even "little people". I went with their NWT model in large part because I got fed up trying to find a commuter/touring bike to fit my proportions: 5'8", with long legs and short torso (in dresses I need to wear Petites). Most bike top tubes were too long. Suppose I could've checked out Terry or other WSD bikes, but the Bike Friday has the added advantage (for me) of folding into a suitcase for travel. We've toured the Oregon Coast and in France, and the NWT performed well and was comfortable. It's also my commuter bike , and I like its nimble handling around town.