If anyone is interested, Recycledcycles.net has a 46cm Fuji Cross (2001) bike for sale. Paul told me the TT length is 51cm. Might be a good touring or beginner 'cross frame for someone small.
(314) 862-4041

The bike has a Shimano 105 triple crank, Shimano Deore LX derailleurs, Sora shifters and brand new wheels.46cm FUJI CROSS -- 18 speeds, blue/red -- (Was $635) Now $575