Thanks, everyone. Very reassuring. I guess I'm not as long-torso-ed as I thought!

I think my multiple bike shopping trips were starting to undermine my confidence in terms of knowing what felt *right.* I do know that when I hopped on that Terry, I felt great (downright happy!), whereas with the gender-neutral bikes, it was always, "This would feel great IF..."

I think I will play with the stem length, since putting my hands on the drops is incredibly awkward. Seems like swapping a stem is an easy thing to do.