Before you look any further, find a different bike shop. Something just feels wrong about a place that will 1) sell you a bike without fitting you properly 2) keep selling you bits & pieces to correct a mis-fitted bike

ANy other Minnisotan's out there with a great, reputable and customer-centric bike shop? MAybe someone who can refurbish her Raleigh...

If you really hate the bike - sell it to maybe re-coup some of your expense. Then start over with a new shop, beginning with fit and trying out a whole bunch of bikes.

my 2 cents...
spazz