I just went from a nice hybrid to a really nice road bike for some of the same reasons you mention. I am not skinny but getting in much better shape these days. I am going quite a bit faster just moving from one bike to the other. I love my new bike. I found a lbs that does their layaway a little strange.....25% down and three more monthly payments and you walk out the door ....for just the 25%. ride and play or something like that they call it.
I looked for used but got a nice 08 for a really good price and it was brand new.
Tina





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