Not necessarily.
I have neither, and I have a few elastic hemmed jerseys that I like quite a lot. And I'm also taller than most "average" women.
I find that if the stuff in my jersey pockets is unbalanced (cell phone and a spare CO2 cartridge in the back left, ID wallet in the center, food and cleat covers in the right is the standard distribution, which is why I detest jerseys with less than three back pockets!), and I find as I eat the food, my jerseys without elastic spin on my torso, which is quite annoying. (Maybe I just need a smaller cell phone!)
As long as the torso is long enough, which - granted - is sometimes hard to find on women's jerseys - elastics for this big-hipped woman are fine (yes, there are some elastic jerseys that are a p.i.a., too).
You really have to try the jersey and see. Each jersey is different.




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