bluegirl, first off, You are awesome for paying off your credit cards! Congratulations! Sometimes it's a hard lesson to learn, but one that sticks.

Secondly, your bike is beautiful. Classic! I second Martian Destiny's carbon fork idea. Also, it's hard to tell from your photo, but you can essentially shorten the reach by raising the bars. Of course I have no idea about your riding style, but keeping your elbows slightly bent and soft will really ease the vibrations, too. If you ride with locked elbows, you'll feel everything no matter what bike you ride. I know I go on and on about it, and the regulars here are surely very tired of hearing (reading) it, but strengthening your core is very important and will allow your elbows to remain relaxed. Regular readers also get tired of hearing me tout the wonderfulness of Pilates, but it's really helped me.

Best of luck whatever you decide to do!