First, thanks for the good advice on clothing. I had already ordered a couple of things from Patagonia-the long-sleeved light weight Zip-T ($38) and the women's r.5 top ($79). The former for coolish weather, the latter for the cold. They came today--hooray! They both fit very well and are comfortable as all get out, flat seams etc. So I think I have the upper-body handled! Now moving on to headband/ear covers and toe covers...

So don't forget, you more experienced riders...tips for riding in the dark! Thanks, ladies!