I live in Maine on the coast so am pretty used to riding in damp cold weather. Gloves (I use "lobster" gloves with three fingers), neoprene booties, and head/ear covering is key for my comfort. You are smart to layer your core with an undershirt and then one or two additional layers depending on the weather.


For visibility I would get an outer shell that was made with reflective threads so that it "explodes" with reflected light when a car headlights hits it. I think Perl Izumi used to have such a shell. They were expensive as I recall. I'm looking for something like that myself now. I wish I had purchased the one I saw at the time I saw it! I don't find the standard reflective piping on most biking jackets sufficient for visibility in near dark conditions.

traveller