The credit card theft is crazy. I just had another card hacked for musical instruments and online clothing. This is my forth card in about two months. I have turned into a cash mule. Pay day I go to the bank and get money out. Everything is paid in cash. I am actually consolidating debt and closing alot of credit card accounts. It's so bad here, that the police dept. has a cap on charges of $10,000, anything under that doesn't get investigated. I did get a call immediately from the card about the charges so that helped.