Bike Insurance

**aicabsolut** · 04-10-2009, 04:06 PM

Originally Posted by Grog

I don't think intentionally wrecking your bike would be insurable, .

I think that would be insurance fraud.

**fidlfreek** · 04-10-2009, 07:11 PM

God this is so annoying. I think I'm going to call back and see if I can just get it covered an endorsement for sporting goods or hobbies. This shouldn't be so stupid and difficult. I have to remember that these insurance agents may not be the brightest bulbs....

Thanks for the advice about auto policy things btw, and also how the insurance industry basically incentivizes non-payment.

**Mr. Bloom** · 04-11-2009, 02:24 AM

Originally Posted by fidlfreek

also how the insurance industry basically incentivizes non-payment.

Oh...we just scratched that surface! We've only talked about agent incentives

**OakLeaf** · 04-11-2009, 03:40 AM

Originally Posted by aicabsolut

I think that would be insurance fraud.

Intentionally wrecking your bike and claiming it was an accident would be fraud. And the reason someone would do that is because... intentionally wrecking your bike is not insurable.

**Mr. Bloom** · 04-11-2009, 05:17 AM

I can hear the question now:

Well Ma'am, can you please explain how the frame of your bike could be split in two, but you didn't receive a scratch?

**TxDoc** · 04-11-2009, 12:25 PM

Originally Posted by Mr. Silver

I can hear the question now:

Well Ma'am, can you please explain how the frame of your bike could be split in two, but you didn't receive a scratch?

Hee-hee!

**Running Mommy** · 04-11-2009, 08:57 PM

I'm going to fwd this thread to my friend who is an Agent- and an EXCELLENT one at that. She will know!
Tho I must say, every state is different.

Thread: Bike Insurance

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