Sounds fairly similar to Bay Area winter riding. I really like wool jerseys.

http://www.rivendellbicycles.com/web...ing/22160.html


I usually wear a short sleeved one and wool arm warmers made from hiking socks with the toes cut out. I prefer to wear leg or knee warmers since I tend to get hot quickly and I can adjust those down as I ride, and wool socks. I have a jacket that I'll wear on descents, but don't usually bother with otherwise. Oh and full fingered gloves. Although I haven't found a pair that I love yet.

Veronica