Quote Originally Posted by liza View Post
Given the current climate, if you have to ask this question, my guidance would be to go with the piggy bank method instead of the credit card method. Find some monthly expense you can live without -- maybe cable, maybe the two latte a day habit -- and put that money into a sock under your mattress.
Thank you for the advice. I would never purchase the bike until I had the funds It's one of the reasons I don't have a bike now I think TE perpetuates bike lust

I might start a separate savings account for it and put the money others would use for coffee and other expenses I do not have.

I'm not sure I would put anything on my credit card I couldn't pay off at the end of the month, especially with the current financial climate

For now, I'm just dreaming