wow, I really have to hand it to you. You are one tough gal. I would have wimped out in the first store and bought what he told me, and i would have wimped out in the second store without even buying a waterbottle!!

YOU are amazing.

You really need to test ride some bikes. If you can put up with what you already did, you can ALSO climb onto a bike and find out what fits you.
We do want to know your inseam.

Now back to that electra. they are definitely well made. Do you live somewhere where there are hills? Pick up an Electra. Do you want to carry (ride) that up a hill? that's my problem with them.
Now when all these people start telling you that you need a cushy seat because you're not used to riding, they're full of it. Those big fat seats? the minute you start really pedaling, they're going to rub the insides of your thighs and then you're not going to want to ride.

What do you think about the hybrid bikes? they aren't as heavy as the Electra, but they have slightly fatter tires and are a bit more upright, yet they are lightweight and fun to ride.

So tell us (again) your inseam, how long are your arms?