I'm very much like Tri-Girl... I mean, I could say the very same things (and I have!)
This (Avail Advanced 1) is my second "too much" bike for my fitness level, but they DO inspire me to improve.... Also..with the "too much" bike, you never regret not getting exactly what you wanted. It may not been exactly what you "needed"..but.. with cycling, do those two always go together? Not really. :P

Get the nicest bike you can afford. You won't regret it, and you'll also not envy others' bikes too much. You can gaze upon her anytime and think "wow.. she's really mine.. let's go for a ride"