Then $400 is on par with what I got for alloy off C-list. You might regret it but I only do ever so often. I more regret that my Fuji could have held a rack and my carbon bike can't. But honestly when I bought my carbon bike I had remorse over the price tag and liked the $400 my old bike fetched. I would lean towards trading in but yes, you may sometimes wish for another bike. It is a pain of a catch-22.