I certainly don't have the bikes I need, or want. There is a difference between want and need (preface: provided you already have a roof over your head, food on your table, and medicine to give your kids etc.)...

Maybe you have reached a point where your "need" is met?

My need part for a road bike is that I have discovered the source of my issues is mine is too big for me. Things were getting to the point that it was killing my will to ride at all. Which ever since I was little girl, I loved riding. I was always the kid in gym class that got hit in the head with the ball... but, my bike was something I could do. It freed me. Plus, I need to pedal to be a saine functioning human being.

My little mtb on the other hand by miracle I think fits me fine. I don't mtb as much. Sure, it would be nice for new, or disc brakes, or whatever... but, it really meets my *need* just the way it is. Until she is crashed beyound being ridden... she will stay as is.

Would I like a cycle-cross steele type of bike just to be a workhorse with fm riding, maybe commute etc...well, yes. But, it doesn't 'quite' kill my will to ride the mtb on pavement with the children. I hesitate though--so a good used bike I could give a nice home to. In the middle between 'want & need'.

Maybe it's... Your babies at home in the stable are 'good' and pretty well cut it--eh? Besides, those shiny new bikes have other happy adoption bike parents in the wings... good to spread the love around.