One thing about receipts. I hate keeping them, but it seems I must, now. Our truck was broken into and everything was stolen--all the luggage for a two-week trip, plus laptops and all the electronics a person could ever need. Of course we had proof of the laptops and electronics, as major purchases. But we didn't have any receipts for the expensive cycling shoes and shorts and tops, the expensive slacks my husband wears because he's extra-tall.

As a result, we didn't get reimbursed from insurance for stuff we should have, or we got reimbursed an amount less than we'd paid. Since then, I keep all receipts for anything over, say, $25. They go in an envelope in the file drawer, filed by year (I'm not ambitious enough to file by month).

It is something to consider, what your personal boundary might be on something like that.

Karen