I'm from the Hudson Valley NY as well. I ride about 2-3 times a week, the snow/ Ice on the ground doesn't stop me. You are more then welcome to join me for one of those rides, I'm not sure how far is it for you,during this time of the year I ride mostly in Westchester NY. It's always fun to ride with other females, my group especially this time of the year is mostly men.
If you want to join us for a ride, send me a pm or post it here, whatever works for you.
Elinor.