Bank of America made it so that I can no longer pay them through their website. I have to have a checking account with them to do that. Well I like my bank, don't need their checking account, thank you very much. So I'm trying to pay it off and then be done with using it. OY, should pay them all off and be done, that's the long term goal.

I know many folks that have had their credit lines cut, that's happening all over and regardless of credit rating. In fact, all the people I know that it is happening to are ones that don't carry a balance. One day I hope to not carry a balance too, add it to the 09 resolutions (dang that is a long list).

I've had my phone number for 8.5 yrs and I think up until a couple years ago, I was still getting calls for the person that used to have it. Somehow I think they may have changed their number due to some credit issues. It was quite annoying. I just bought a fridge and the store plugged in my phone number and up came this guy's name and address. I can't escape him!