I have never understood why is it so difficult for people to not wear underwear under their bike shorts. It's not like a pair of cotton panties are gonna keep sweat and other stuff off the bike shorts. It's not like a good pair of bike shorts are "see-through" and folks are gonna see something they shouldn't. A good pair of shorts are made to be worn, sans underwear. The chamois is very protective and meant to be. If you really think you are going to stick with cycling, invest in 2 - 3 pairs of shorts, several nice cycling jerseys (the wicking material is a must) and good sports bras or bras that wick moisture. I also like good bike socks. If you ride in cool weather, invest in arm warmers (I love arm warmers) and either tights or leg warmers.

Trust me once you ride without the panties, you won't believe you ever thought of doing that!!!