BleeckerSt_Girl~ Hello! Thanks for the link and the welcome.
I'm sure with a lot more reading and learning, I'll get things figured out.
This place seems pretty cool for that so far!

Dogmama~ Thanks for your reply. Well, I do know I want a drop handlebar and I know you're right about me needing to hit the bike shop. There aren't too many close by me but I'm sure I'll find someone at one who will be able to help me out too. Hopefully I don't look too much like a fool when I walk in there.lol
I know 400.00 isn't much for a bike.. I can probably go a bit higher with 500.00 being max. I wish I could afford something much more expensive of course, but being a military family living in a civilian world just doesn't give me a whole lot of extras.
As long as I got a good fit and can get out there with my toddler in tow, I'll be happy!