I forgot- if I attempt a road ride in sub-45 degree weather I put my leg warmers on with padded shorts and then tights over all that. My leg warmers do not budget but do give an unpleasant sausage look.
I have found that if it is below 50 I am much happier hiding in the trees on my mountain bike, I hate cold.
Amanda
2011 Specialized Epic Comp 29er | Specialized Phenom | "Marie Laveau"
2007 Cannondale Synapse Carbon Road | Selle Italia Lady Gel Flow | "Miranda"
You don't have to be great to get started, but you do have to get started to be great. -Lee J. Colan