I live in lower Michigan, and I went for a bike ride yesterday! I was thrilled! We had not gone since Thanksgiving weekend. I will go if it's over 25, and the roads are clear. I won't go if it's real gusty wind, I've been almost blown over and that was scary! It took me awhile to accumulate the winter gear we needed, and I found that it was important to cover extremities really well and buy the best underlayers you can afford.