I have a Giant OCR1 women's specific bike size small. I'm 5'5" but am built more like a guy... short legs, long torso.

To do it over, I would probably look at mens bikes. Your build is that of the classic Barbie doll that womens specific bikes were made for... short torso, long legs. Giant doesn't specifically make my model of bike anymore, but something similiar. It's in your price range. My OCR1w was $1100 at the time, and a lot of bang for your buck. Aluminum frame, with carbon seat post and forks.

The geometry is a bit more forgiving than a traditional road bike as well. It's technically considered their top of the line "sport bike". A bit more up right riding position, but still with curved drop road bike handle bars. The top tube on the frame geometrically slopes downward more than a true road bike. Thus, how short legged me could clear it to fit a size small. Which is technically about a 52cm. Giant does make an "extra small" as well. Your legs would surely fit my bike since I clear it with a 29" inseam. The more upright could be a bit better with less reach for the shorter torso.

Just some things to consider. As posted, look at and try as many as possible. Mayberry where I live is really limited on things to try. I had to travel to find one. Sometimes if you have something you like, that dealer could call and search for a shop with your size. Then, you are not driving a wasted trip.

Good Luck!