We have not been eating out as much either. That is a huge one for us, as our schedules really don't often work well for cooking at home together. We REALLY need to set a budget. Otherwise, I don't have any idea where all the money really goes -- I can tell you that I won't be ordering workout gear, etc, at will, anymore! The internet really makes shopping too easy.

I'm taking extra work and stashing the money into the savings accounts.
Thinking we'll cancel our home phone -- it's over 80 / month and we don't use it. Also thinking of cutting way back on our insurances (life, disability, etc) where it makes sense. This stuff is spendy!

Oh... and coffee. I have made more at home recently. That's big for me