Hi,

Down here in sunny Florida about the worst it gets is the 30's- but it still seems cold! Especially when you first start out. One of my favorite cold weather items is a pair of long bike tights that are windproof on the front but breathable on the back, with kind of furry stuff inside, with long zippers at the ankles so I can roll them up if I get hot. I think they came from Performance. Also, a short bike jacket with windproof front and breathable back, of fleece. Something I don't have, but would really like is windproof shoe covers. Arm warmers are nice, since you can take them off. I have one long sleeve jersey, and I almost always end up too hot when I wear it. Bike knickers are nice, too. Something to cover your ears under the helmet.

Nanci