Good points from everyone!

We are all different and we all have our particular fortes and fears.

For myself, I am most comfortable on highways and in town on the streets. I have ridden once in a while on 'bike paths' and find them very scary! People walking, dogs, strollers and kids all every which way....I'll take the street traffic any day, thanks!

I know Crankin's problems have nothing to do with her getting better as she rides more....that gal has ridden a GAZILLION miles under all kinds of conditions!
She's little but she's tough. She gives her fears the respect they deserve, yet she doesn't let them take over her life. And the fact that no one who rode with her would ever guess she has any fears or balance issues says a lot I think.
I have my own demons while riding my bike too- don't we all? And I guess if one has no demons or fears- then I'd be afraid of that in itself!