I'd be sweating buckets if I wore all that at 29.

This a.m. was 35 (no wind to speak of).
I wore a buff low and around my face, a Headsweat thermal cap and a Illuminite helmet cover on my head. I could have done without the helmet cover, I think.
Upper bod, I wore a UnderArmor wicking t-shirt, a windblocking SportHill Pursuit II top and my Descente Shelter jacket. I was way warm, and could have done with my lighter jacket, I think. That SportHill top is amazingly warm.
Lower bod, Castelli bib shorts under PI Thermafleece tights. That was okay.
Smartwool sock (I need to get XL shoe covers to fit over my commuter shoes...too mesh-y and let in way too much air, but my feet weren't too cold. Heavy PI gloves on the hands, and DANG! I forgot my lighter gloves, so my hands will be soaking wet for the ride home tonight.
eta: oh...and my DH's old Smith glasses with clear lenses.