Usually a very short swingy type skirt over black leggings or black stretch capris.
A simple pullover top (wool in winter).
Hiking shoes/boots of some type, depending on weather.

Colder.... I add a heavy wool vest, more leggings and pullover wool tops, a wool earflap hat, neck gaiter, gloves.

My every day clothes are very bike-friendly, so I don't need to change much to jump on my bike in the middle of the day to do an errand. I like that aspect.