ah geez you guys.. you're embarrassing me... I'm not trying to be inspirational, I'm just a fat and sassy, metal head grandma who decided to hop on a bike one day.

back to the panniers, one of the sites I found talked about getting some material (they said at Lowes) like is in the refridgerated bags that can be used as a liner to keep cold items cold for a time. I'd imagine it would work for hot items too going to your family dinners. I didn't know where to look exactly the day I was at Lowes getting some other stuff and didn't have the extra to get it anyways. Of course for that matter, I found a cloth grocery bag sized cold bag at Walmart today in the freezer section for $1.50 that will fit right down in one of the panniers.