I belong to a women's investment club, and we took a nice payout(our 1st and only) right before Christmas. All the other members were putting their $$ in their IRA's and buying stock for their grandchildren. I was the smartest--I bought the Pilot 5.0 WSD! I had to wait about 6 weeks for it, and it was well worth the wait. My only problem was the saddle, but Terry has solved that. It's a wonderful ride!!! Go for it!!!!