I'll chip in and say I have the new PI whisper vest. It's excellent wind blocker, water resistant (although the back is all venting, so pouring straight down it doesn't help much), and I figure that if the neon yellow is good enough for construction workers out in traffic all the time, it's good enough for me. Car headlights will catch that and I personally feel pretty darn safe wearing it, even though it only has reflective piping as an afterthought.
But then I don't count on my clothing for visibility; I use lots of bright, blinky lights on my bike as a first cut, and then add reflectivity where I can. That said, if I could change one thing, I'd add more reflective stuff to the vest. Can't hurt.
Anyway, it's a really great vest for most weather. I wear it quite often and it's been well worth its price.
ETA: This is my only vest. I have never felt like I needed another one to be more visible or something.



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