FB- Ugh. I somehow keep hitting my midsection. Usually it is on a climb when I can't make it and bail out sloppy. I hit a little below the belly button on the soft squishy "pooch" area. And I bruise if you look at me wrong so I am not even hitting hard. I should also mention I am incredibly clumsy so I pretty much bruise 5-6 different places each time I mountain bike.