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  1. #1
    Join Date
    Mar 2004
    Location
    Atlanta, GA
    Posts
    244
    Just went through this myself. The auto insurance wants to wait until all treatment is complete before they pay out on anything. I'm sure they want to just cut a single check and then have you sign something to release them from further liability. It stinks because that puts the burden on you to handle the expenses until they pay you back.

    I tried to give them the info on my medical insurance so they could pay them back for my medical expenses. But, they told me they wanted to deal with just me and it was up to me to reimburse my medical insurance company. I contacted my medical insurance company anyway -- partly to be sure they would still cover my expenses and partly to give them the opportunity to deal directly with the auto insurance co. They are in communication with the auto insurance company but told me it is pretty common for them to just deal with the injured person and leave it up to you to reimburse anyone else. It's still a very good idea to keep the medical insurance company in the loop.

    I recently had my final doctor's appt and submitted the paperwork to the auto insurance company this week. We'll see how it goes with getting a settlement and closing things out with my medical insurance.

    I hope your healing goes well and you feel better soon.
    2004 Colnago Chic - WTB Deva
    2008 Blue RC7 - WTB Deva
    2009 Colnago Master X-lite - WTB Deva

  2. #2
    Join Date
    May 2006
    Location
    Memphis, TN
    Posts
    1,933
    I meet wth the Ins adujster on Tuesday - if havn't done this before, it's like testifing in court- A lot of work and talk to an attorney first unlike moi
    I now have an attorney!
    his name is Gary Brustin(www.bicyclelawyer.com)
    he is the one who adverstises in the back of Bicycling Magazine, and he came to talk to our club last night
    He not only specializes in Bicycling accidents - but is member of the California and LA County bars (which is where the accident happen)
    He did say that we have it 90% by the ins admitting thier guilt. the main is to make sure they don't get too cheap.
    he works on a % of settlment
    He wants to see the bike tommorrow.

  3. #3
    Join Date
    Sep 2008
    Location
    Beautiful NW or Left Coast
    Posts
    5,619
    Good for you, glad you got an attorney. He will take care of you. BIke attorneys are the best!
    I like Bikes - Mimi
    Watercolor Blog

    Davidson Custom Bike - Cavaletta
    Dahon 2009 Sport - Luna
    Old Raleigh Mixte - Mitzi

  4. #4
    Join Date
    Dec 2005
    Location
    around Seattle, WA
    Posts
    3,238
    Quote Originally Posted by Fredwina View Post
    He did say that we have it 90% by the ins admitting thier guilt. the main is to make sure they don't get too cheap.
    he works on a % of settlment
    He wants to see the bike tommorrow.
    Fredwina,
    Glad you have representation. Just make certain that there's enough $$ left from his fees to cover your costs - medical, bike repair, etc. I'm sure he'll have this tidbit covers. What's the use of him being paid, but not you?

    And maybe not all personal injury lawyers are snakes in the grass. Not to cast any dispersions on reptiles.

    As a cyclist, is he prepared for the horror of the evil damage done to your bike?
    Beth

  5. #5
    Join Date
    May 2006
    Location
    Memphis, TN
    Posts
    1,933

    Happy dance time ! :) (well, maybe)

    I got the splint off and get to start torture/PT friday!(2/week for 4 weeks)

 

 

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