Actually, that line in your original post caused me to have to clean coffee off my computer screen. I'm just glad it spurted out my mouth and not my nose.
What a ridiculous (and irresponsible) thing to say. She should have just said "I'm sure you have CC debt, you won't notice a little bit more"!
You should have said "if you feel that way, why don't you contribute off of YOUR credit card in my name?" - assuming you'd want your name associated with her cause.
And then I agree with Zen, you could have finished it off with something like, you could contribute off your CC, if you are wearing cotton underwear, are you?




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