There's a whole thread on chilly ears somewhere in the not-too-distant past.

I'm pretty hard core when it comes to cold... but I cover my ears *early.* I hate pain! Also, when I put on my snug-as-a-bug hat, it *traps* heat that I swear ends up going out to other places.

In my opinion, relaxing is more important than people realize. WHen I try to think like I"m in yoga and "open my chest," then there's better circulation to everywhere. This morning I was even more disorganized than usual and running late, and was afraid I hadn't layered up enough, but the internal heater kicked in so at about 40 degrees I was still toasty without having to ride fast.