Measure your inseam - and post your height and we can probably give you a size range of what might fit - but basically you're going to have to try riding them.
You're not really clear on what you want to use the bike for - do you just want to ride around for fun or are you planning on commuting on it or ?
Check your local craigslist to see what is available. You might be able to find a cheap bike that'll fit. There are lots of people that buy bikes with the best of intentions and then it doesn't fit, it's the wrong bike for what they want to do, or they don't have time, and they never use them and eventually sell them.
I don't think you need to go chainless.
If you're mainly going to do road riding, there's no reason to get an all terrain bike. Suspension systems are heavy and you lose power to them unless there's a lockout.
Go to a local bike shop and test ride a mountain bike, a hybrid, and a road bike.
On a hybrid & a mountain bike you sit much more upright than you do on a road bike. If you're more comfortable upright - then get a hybrid or a mountain bike. If you're mainly riding on road, put slicks or tires without many bumps on them.
Road bikes, you tend to lean over more. Road bikes have skinny narrow tires so they can be a harsher ride and you for the most part don't want to take them off road - but they can go fast and they're fun.
A hybrid will probably be a comfortable bike that you can do a bit of both on.



I'd like to know what to look for, as I troll various sources. I'll be mainly biking on roads, and I'm a newb. Not a complete newb, but I'm definitely not pro.
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