Thanks for the additional info. Unfortunately, the Cervelos even at the 48cm reach is too long even in the smaller size. Still need to check out the Felt and also the Kuota's.
I am going to do Lake Placid and for the 1/2 the Rev3Tri in CT.
I have been to a few different shops so far, but haven't found the right match quite yet. I am in no hurry and will take my time.