Depending on how cold your feet get. I have a pair of insulated booties from Performance, they remind me of the felt lined boots that I had as a child. They have a rubber bottom that you cut out for your cleat so it's specific to your own cleat pattern. These things are the bomb for cold weather riding. Other than that, I use PI's shoe covers, and they are more like a wind resisitant material and they make a difference in the cooler weather. I've never tried toe covers so I can't give you an opinion on those. HOpe that helps..