Quote Originally Posted by redrhodie View Post
When I was trying to get a mortgage, I only needed/wanted a small loan. The mortgage originator told me the bank didn't like to lend so little, so I was going to have to pay a higher interest rate, unless I took out a larger loan.

The deal feel through, but I'm wondering now if this was predatory?

It's pretty standard. We wanted to refinnace the balance of our mortgage when it was less than $50K and we got the same story.